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Nice Girls Don’t Get Rich by Lois P. Frankel, PhD – Book Review

Nice Girls Don't Get Rich by Lois P Frankel - Book Review by Charelle Griffith

Last year PropelHer’s Book Club read Nice Girls Don’t Get The Corner Office by Lois P. Frankel, PhD. At the time I was obsessed with achieving success in my career and even though the idea of the “corner office” doesn’t really exist in the performing arts I thought it would be a perfect book to read. It turned out to be a good choice with many women resonating with at least some of the mistake mentioned in the book. So I decided in 2017 we would read Lois’ other book, which is Nice Girls Don’t Get Rich: 75 Avoidable Mistakes Women Make With Money.

Now if you have been following the blog you will know I have been reading a lot of money books this year. I have reviewed The Millionaire Fastlane, The Automatic Millionaire, You Are A Badass At Making MoneyThe Science of Getting Rich, I Will Teach You To Be Rich and Secrets of Six Figure Women.

Nice Girls Don’t Get Rich follows the same format as Nice Girls Don’t Get The Corner Office. There is a self-assessment right at the beginning where you answer a number of questions and then are shown which areas you are strongest and weakest at. I really like the self-assessment idea as this means if you are short of time you can just read the chapters where you are the weakest. Great for busy, ambitious women like myself – although obviously, I read the whole thing. However, you can do the self-assessment and you will be pointed to read specific chapters.


The seven chapters are:

  • Getting into the money game
  • Taking charge of your financial life
  • Spending your money wisely
  • Learning money basics
  • Saving and investing for future wealth
  • Maximising your financial potential at work
  • Playing it smart with your money

Lois states that the book is “not just a book on financial planning. It’s also a book about financial thinking.” and there are a number of mistakes that specifically explore women’s thinking to finances. Some of these statements are sweeping generalised statements, which can be hard to accept, such as “A woman’s mind-set is all too often about doing for others at the expense of taking care of our own needs”.

However, there are lots of very practical tips. The book explores financial planning, becoming financially literate, controlling your spending, investing for future wealth, attitude to debt, home ownership, pensions and negotiating. The fact is that improving in just a few areas can make a drastic impact on your future.

Now it is likely if you read the whole book there will be some sections that really aren’t applicable to you. For example, I am a great planner and saver so some tips I didn’t need. However, it is also reassuring to realise you aren’t making all of the mistakes, which can make it easier to accept the ones you do make.

For me, I really resonated with the quote “It’s not the actual amount of money that you earn that determines whether or not you’ll be rich, it’s what you do with what you earn”. This is one of the reasons I really don’t like the coaching industry with its emphasis on creating 10k months. If you earn £10,000 and then spend it all then are you really rich?

The truth is what do you do with the money you earn? Are you spending it all? Are you saving it in a 0.01% bank account? Or are you investing it?

Anyone can be rich if you learn the rules and play to win!



Overall, I think Nice Girls Don’t Get Rich has sound advice and that you can quickly action. It isn’t written in a particularly sexy way, which is why I believe it isn’t as popular as some of the other money books out there. However, it gives highly actionable points that I genuinely believe would help every different type of women out there to take control of their financial situation for today and the future.

I read Nice Girls Don’t Get Rich as part of PropelHer’s Book Club. PropelHer’s Book Club is a book club for ambitious women who want to work on themselves to further their personal development and professional success. If you are interested in joining you can find out more here.


Like what you have read? Leave a comment below?

Want to know more? Buy a copy of Nice Girls Don’t Get Rich for yourself?

You Are A Badass At Making Money by Jen Sincero

You Are A Badass At Making Money by Jen Sincero - Review by Charelle


Early on in my journey of researching money making books I came across You Are A Badass At Making Money by Jen Sincero. I read Jen Sincero’s first book, You Are A Badass, on holiday in 2016 and was so disappointed. Lots of people had been raving about the book so I finally gave in and it just didn’t have the transformational effect it had on others. So I was hesitant, but when a friend said she would send me the audiobook for free I thought I had nothing to lose.

In You Are A Badass At Making Money: Master The Mindset of Wealth, Jen shares her money story from broke to wealth and believes she can help you to change yours too. The book focuses on your mindset towards money. Whilst Jen is honest about how she paid thousands of dollars for coaches and invested lots of money into building her profile, her brand and her company, for her the transformation was a result of her changing her mindset.

Early on in the book, she refers to reading Wallace Wattles’ The Science of Getting Rich (you can read my review of The Science of Getting Rich here) and coming across the quote:

 “Whatever may be said in praise of poverty, the fact remains that it is not possible to live a really complete or successful life unless one is rich”.

When she originally read that quote she was disgusted, shut the book and for years continued to make very little money. However, a few years later she re-opened it and it totally changed her life. She realised that Wallace was right and she needed to stop feeling pride around being broke, because honestly there was nothing to be proud about. Jen says

“One of the biggest obstacles to making lots of money is not a lack of good ideas or opportunities or time, or that we’re too slovenly or stupid, it’s that we refuse to give ourselves permission to become rich.” 

And why would you not give yourself permission to be rich? Because you are carrying round negative beliefs towards money. Some of the beliefs Jen had and no doubt many other people have to are:

  • Money doesn’t grow on trees
  • Money causes stress
  • There is never enough money
  • Always have a backup plan
  • It’s lonely at the top
  • You can’t make money doing x


I mean, why would anyone want to be rich if they believed all of those things? So Jen started to face those negative beliefs head on and began to apply lessons from the law of attraction into her life.

Jen is very honest that her journey for making money was uncomfortable. She believes that the real secret is you have to take huge, uncomfy risks. You have to do stuff you’ve never done before, to make yourself visible, to acknowledge your own awesomeness, to risk looking stupid”.

She pushed herself outside of her comfort zone to grow her company, gain big clients and make the money she had always dreamed off.

As with any mindset book, it wouldn’t be complete without some affirmations. At the end of each chapter there are suggested money mantras:

I love money and money loves me.

I love money because it is the root of so much awesome

I love money because money is always here for me

I love money because it comes when I call

I love money and I am grateful every day that it is surrounding me with its glorious goodness

I love money because I am a fearless, badass, money making machine.

I love money because it lets me be, the most be I can be

I love money and I will not give up until I am surrounded by all the wealth I desire.

Along with the money mantras, as any good success coach would, Jen sets you some tasks. Some of these are journalling tasks, whilst other require you to take action.

Although the focus is on Jen’s journey at the end of every chapter Jen shares a Success Story. This is a story of someone else who has been able to transform their money situation and make money!


Final Thoughts

What I loved about this book is that Jen is a fabulous storyteller. Whether it was the goats who had managed to get into a house and trash it, or the gauze around her injured toe, which she refused to pull off. Jen has a fabulous way of using every day stories and then relating it back to money.

You Are A Badass At Making Money was my first audiobook. If you haven’t already used Audible, you can access a free 30-day trial here. Now, I have been avoiding listening to audiobooks for a while. Whilst I appreciate you can get through more books by listening to the audio than by reading the physical book, I don’t believe you absorb the book in the same way. It is also more difficult from a reviewing perspective to not have a text to refer back too. However, I feel listening to the audio version of the book may have contributed to me enjoying this book more than Jen’s first book, if for nothing more than I loved her voice.

Overall, if you have read other money mindset books then Jen doesn’t bring a lot of new advice to the table. However, she writes in a very informal, friendly tone and by appearing ‘ordinary’ it helps to feel as if you could replicate her rise to riches for yourself.

Like what you have read? Leave a comment below?

Want to know more? Buy a copy of You Are A Badass At Making Money for yourself?


I Will Teach You To Be Rich by Ramit Sethi

I Will Teach You To Be Rich by Ramit Sethi - Book Review:Summary by Charelle


Would you like to be rich? If you are like most people then the answer will be YES. With that in mind I have been reading the most popular money focused, money-making and how to become a millionaire books and in this post, I will be sharing my thoughts on I Will Teach You To Be Rich: No guilt, no excuses – just a 6-week programme that works.

I can’t quite remember when I first came Ramit Sethi, but given that when you type into Google the words ‘ I want to be rich’ his website appears on the first page it isn’t surprising I came across him. His book I Will Teach You To Be Rich is a New York Times and Wall Street Journal bestseller so I definitely thought it was worth a read to see how good it really was.

I Will Teach You To Be Rich sets out to share with you a 6-Week Programme to get your finances in order.


 Week 1 – Optimize Your Credit Cards

Week 1 focuses on credit cards and Ramin states that “Credit is one of the most vital factors in getting rich”. The chapter explores credit source and credit report and provides some tips to help you improve your credit score. The purpose is to start acting today because “Rich people plan before they need to plan” and by working on improving your score now it will help you in the long run if you do need credit.


Week 2 – Beat The Banks

In Week 2 the focus is on your bank account. The advice is to not switch banks chasing great introductory rates, but instead to focus on a bank that charges no fee, has a reasonable interest rate and provides a good customer service. By the end of the week you should have a bank account and a savings account.


Week 3 – Get Ready To Invest

Week 3 is all about investing. The main focus is investing in your pension because if you aren’t investing in your pension and your company offers to match your contribution you are literally throwing free money away!

Ramit shares a great statistic in this chapter that “On average, millionaires invest 20% of their household income each year”. If you aren’t at that level yet, don’t panic! Most people are not investing 20% of their household income, but then again, most people aren’t a millionaire. I just thought that was a useful statistic to use as a benchmark.


Week 4 – Conscious Spending

Now when I saw the title of week 4 I was very intrigued. Ramit’s website focuses on making more money rather than reducing your spending. In fact, he is known for never encouraging to cut your coffee (he is totally against The Latte Factor).

The aim of week 4 is to create a “Conscious Spending Plan”. This is where you make sure that you are “saving and investing enough money each money” so you have the freedom to spend the rest of your money on whatever you like and feel totally guilt-free.

Ramit spends some considerable time comparing the frugal to the cheap and states that “The mind-set of frugal people is key to being rich”. So what is being frugal? According to Ramit, frugality “is about choosing the things you love enough to spend extravagantly on – and then cutting costs mercilessly on things you don’t love.”   


Week 5 – Save While Sleeping

By Week 5 you should have a solid plan of how your income is being spent, saved and invested. Now it is time to automate everything so you can spend more time enjoying your money and minimal time managing it.


Week 6 – Investing Is Only For Reach People

The final week, week 6, is all about investing. Between week 5 and week 6 there is a chapter in the book called ‘The Myth of Financial Expertise’. In this chapter, Ramit explains you don’t need an expert and you can invest money yourself. In fact, he says that “the vast majority of twentysomethings can earn more than the so-called “experts” by investing on their own”. That chapter is meant to be preparing you to believe you can invest as week 6 is all about understanding investing more.

Week 6 covers lots of financial topics: stocks, portfolio volatility, shares, bonds, diversification, tracker funds, lifestyle funds and much more. It is a great way to start learning a bit more about key financial terms and products. By the end you should discover what type of investor you are and be able to begin investing.


That’s it the 6 weeks are done, but the book hasn’t ended. There is some extra information on how to manage your system now that it is all set up. Additionally, there are some discusses on big money topics, such as student loans, paying for your wedding and buying a house.



Early in the book, Ramit writes “The single most important factor for getting rich is getting started”. This is a belief I strongly agree with and as a result I am doing most of the things the book tells you to do. However, if you are someone who really isn’t in control of your finances this is a great book. It covers virtually all of the day-to-day areas of finance that you need to handle and if you follow the book in 6 weeks you would be in a better financial situation. Would you be rich? Probably not, but at least you would be on the way.

Like what you have read? Leave a comment below?

Want to know more? Buy a copy of I Will Teach You To Be Rich for yourself.

The Science of Getting Rich by Wallace D. Wattles

The Science of Getting Rich by Wallace D Wattles. Review by Charelle

When it comes to the topic of making money, becoming rich and creating wealth, The Science of Getting Rich by Wallace D. Wattles is one of the oldest still regularly read. Originally written in 1910, The Science of Getting Rich has inspired lots of other money books including Rhonda Byrne’s The Secret.



The central theme of the book is that “getting rich is the result of doing things in a Certain Way”. A big part of this involves THOUGHT.


“THOUGHT is the only power which can produce tangible riches from the Formless Substance”


Like a lot of other Law of Attraction books, Wallace talks about the need the power of visualisation – “You must form a clear and definite mental picture of what you want; you cannot transmit an idea unless you have it yourself”. Wallace repeatedly talks about the power of clearly being able to visualise the money you want. He emphasises only focused on the rich and allowing no images of poverty or failure to enter your mind.



Wallace doesn’t believe that money follows talent. He states that “many people who have great talent remain poor, while other who have very little talent get rich”. Talent alone will not make your rich. You need to use your talents in the right way and follow the science of riches. However, Wallace does admit that “It will be EASIER for you to succeed in a vocation for which you already have the talents in a well-developed state; but you CAN succeed in any vocation”.



Repeatedly Wallace writes about riches being open to everyone. Firstly, there is an emphasis on the fact the being poor now doesn’t mean you can’t achieve riches in the future – “No matter how poor you may be, if you begin to do things in the Certain Way you will begin to get rich”. That is because Wallace doesn’t believe in needing money initially to make more money. In fact, he states that “No one is prevented from getting rich by lack of capital”.

Not only is riches open to anyone regardless of their financial background, but it is also open to you regardless of your industry. Wallace states that “You can get rich in ANY business”. This statement really stood out for me. In society there are such strong stories around industries that make money (finance, tech and legal) and those that don’t (arts and culture). However, within every industry there are some who are rich and some who are poor.



Action is another key theme within the book. Action is what makes you rich –

“If you do a sufficient number of efficient acts, you will become rich”. In addition to efficient act, there is an emphasis on acting now.


“Act now. There is never any time but now, and there never will be any time but now”


What I personally found interesting was Wallace’s emphasis on why “There is nothing wrong in wanting to get rich”. This is something that comes up frequently in books about women and money, but it was interesting to hear it being stated by a male author. Wallace follows on to say that wanting to become rich is “great or noble” and “ The desire for riches is really the desire for a richer, fuller, and more abundant life”. I believe that part of the reason Wallace believes there should be no shame in wanting to be rich, is because you make the world richer and that is the best thing you can do.


“The very best thing you can do for the whole world is to make the most of yourself”

Overall, Wallace believes that “There is a science of getting rich, and it is an exact science”. However, I’m not entirely convinced that The Science of Getting Rich reveals a scientific process to follow. Regardless, there are lots of value in the book and it was definitely worth the read.

Like what you have read? Leave a comment below? 

Want to know more? Buy a copy of The Science of Getting Rich for yourself

Secrets of Six-Figure Women by Barbara Stanny

Secrets of Six Figure Women by Barbara Stanley. Review by Charelle Griffith

For 2017, I decided to mix reading books for PropelHer’s Book Club with money-focused books. I wanted to demystify the good ones from the not-so-good ones. In the world of coaching the idea of being a six-figure woman is discussed often, so I thought I would give Secrets of Six-Figure Women: Surprising Strategies to Up Your Earnings and Change Your Life a read.

Secrets of Six-Figure Women: Surprising Strategies to Up Your Earnings and Change Your Life is a result of Barbara Stanny interviewing over 150 women who earn in excess of $100,000. Barbara expected as many would, to find lots of “investment bankers, financial advisers, doctors, and lawyers who were making big money” but she was amazed to find women with varying levels of educations, working in all industries were able to reach six figures. As a result, Barbara truly believes that reaching six-figures isn’t an exclusive club and that woman can achieve that if you know and follow the rules.

After all of the interviews, Barbara identifies eight secrets to her interviewee’s wealth.

  1. Financial success is possible in almost any field, and lack of education doesn’t have to hold you back
  2. Working hard doesn’t mean working all the time
  3. Focus on fulfilling your values rather than financial gain
  4. Loving what you do is much more important than what you do
  5. Feel the fear. Have the doubts. Go for it anyway.
  6. Think in terms of trade-offs, not sacrifices, to find a workable equilibrium
  7. Sometimes you just have to shrug it off and have a good laugh
  8. Appreciate abundance

Barbara didn’t just interview wealthy women. In fact, to be able to really understand how women can achieve wealth she also interviewed underearners. From those discussions, she found nine traits that underearners possess including: underestimating their worth, being lousy negotiators and believing in the nobility of poverty.

Barbara outlines 7 strategies for breaking the six-figure barrier:

  • The Declaration of Intention
  • Letting Go of the Ledge
  • Get into the Game
  • Speak Up
  • The Stretch
  • Seek Support
  • Obey the Rules of Money


Overall, I thoroughly enjoyed reading Secrets of Six-Figure Women by Barbara Stanny. Whilst this isn’t practically telling you how to make money, it provides a good overview of the characteristics and traits of six-figure women. For those who have consistently been an underearner, it is also a great book to expose that mindset and help you shift for the future.

Like what you read? Leave a comment below.

Want to know more? Buy a copy of Secrets of Six-Figure Women for yourself.



The Automatic Millionaire by David Bach

Charelle Griffith holding a Book - The Automatic Millionaire by David Bach

For 2017, I decided to mix reading books for PropelHer’s Book Club with money-focused books. I wanted to demystify the good ones from the not-so-good ones, which led to me reading The Automatic Millionaire.

The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich by David Bach comes highly recommended (#1 New York Times, Business Week, Wall Street Journal and USA Today Bestseller, as well as having sold over 1.5 million copies). Having read the book I would say it sold so many because we live in a world where people want a get rich quick scheme and automatic makes it sound like you can make money easy.

David is very honest from the outset stating that The Automatic Millionaire is “the tortoise’s approach to wealth, not the hare’s”. Slow and steady wins the race, but it is important that you make the process automatic – “if your financial plan is not automatic, you will fail”.

He states that “regardless of the size of your paycheck, you probably already make enough money to become rich”. This is because David believes that “becoming rich requires nothing more than committing and sticking to a systematic savings and investment plan”.

The whole book is based around the idea of automation. However, there are a few other strands including compound interest – “The miracle of compound interest is the Automatic Millionaire’s power tool for wealth”.

In line with many money-making books, The Automatic Millionaire tells you that you should ‘PAY YOURSELF FIRST. David encourages you to set up a pretax retirement fund and automatically transfer 10% of your wages into it.

Another key strand is HOME OWNERSHIP. David believes you should “buy a home and pay it off automatically”. He makes it very clear that “you can’t get rich renting”. However, it isn’t just about having a mortgage, but how to pay that mortgage off as quickly as possible. He suggests halving your monthly mortgage and paying that figure bi-weekly. This results in you paying your mortgage off earlier, as you end up paying the equivalent of 13 monthly payments a year.

Overall, I was disappointed by The Automatic Millionaire.

It didn’t bring anything new to my knowledge of financial planning. However, I have been a big fan of automating your financial process for years now. Chapter 9 has a useful blueprint, which to be honest you could read and get the gist (and self yourself a few hours). Also, after reading The Millionaire Fastlane (read my review here) the idea of waiting until I was ‘old’ to be rich just didn’t sit well.


Like what you read? Leave a comment below.

Want to know more? Buy a copy of The Automatic Millionaire for yourself.



The Millionaire Fastlane by MJ DeMarco

The Millionaire Fastlance by MJ DeMarco

Wouldn’t it be nice to be a millionaire? Well I thought so and as a result, I decided to start reading some of the most recommended money making books, which included The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime! by M.J. DeMarco.

DeMarco claims that “The Millionaire Fastlane is a complete psychological and mathematical formula that cracks the code to wealth and unlocks the gateway to the shortcut”.

So often people perceive wealth as an event. People pay attention to when a company floats on the stock market or it is bought out by a competitor for millions. Although it may seem like these people achieved wealth overnight, DeMarco emphasises that “Wealth is a process, not an event”. We are just seeing a moment in a longer journey. So how do you create considerable wealth?

The Millionaire Fastlane formula is based on four aspects: the roadmap, the vehicle, the roads and the speed. And then there are three roads: The Sidewalk, The Slowlane and The Fastlane.

The first road, The Sidewalk, “is the road most travelled because it’s the path of least resistance”, but it does not lead to freedom or wealth.

The second road is The Slowlane, which is described as “a sacrifice of today in the hopes of a brighter and freer tomorrow”.  The Slowlane is based around the ideas of work hard, spend less than you earn, continually save, invest in your pension and you will retire rich. DeMarco believes that this lifestyle isn’t acceptable and feels that “five days of servitude for two days of freedom is not a good trade”.

The third, and final road, is The Fastlane. In order to live in the Fastlane you have to say goodbye to the job and this is because in order “To attract large sums of money, you need two things: 1) Control and 2) Leverage”. When it comes to creating wealth people are commonly told that you need to pay yourself first. However, DeMarco states that “To pay yourself first, you must own yourself”. You can’t be paying yourself if you are an employee, because the government gets paid first. This isn’t a new concept. Lots of people will tell you that starting a business is the way to make more money, but not all businesses are created equal.

DeMarco details the five Fastlane business systems and explores how suitable they are for creating money in the Fastlane. The Fastlane has specific objectives – “It’s engineered to create a passive income stream to the excess of your expenses and lifestyle desires, and to make financial freedom a reality, exclusive of age”.

One of key ways to assess whether a business will take you down the Fastlane is to a look at the scale because “Scale creates millionaires. Magnitude creates millionaires. Scale and magnitude creates billionaires”. In fact, DeMarco believes that “The amount of money you have (or don’t have) is a direct reflection on the amount of value you have provided (or not provided)”.

Another concept DeMarco emphasis is the use of your time. He states that “Time is the greatest asset you own, not money”. Rich people know that time is their most precious asset and ensure they treat it preciously.

According to the book, there are Five Fastlane Commandments: Need, Entry, Control, Scale and Time. This provides another framework for you to be able to judge whether a business is really going to help you achieve Fastlane wealth.

At the end the idea of action is discussed “Success is never about the idea, but about the execution”. The book has clearly given you the tools to be able to understand how to create Fastlane wealth, but if you don’t take action and execute your ideas you will be poor forever.

So often people say that someone got lucky. Maybe that’s true, but I absolutely agree with DeMarco’s view on luck – “Luck is created by increased probabilities that are improved with the process of action“.

Overall, I really enjoyed The Millionaire Fastlane. This is a book about how to become rich, whilst you are still young to enjoy it. DeMarco doesn’t just say start a business, but actually, gives you a framework to be able to choose a business that will generate wealth. I would definitely recommend it anyone wanting to make more money and wanting to find a difference viewpoint, with clear frameworks for making decisions.

Like what you read? Leave a comment below and why not buy a copy of The Millionaire Fastlane for yourself?

Think and Grow Rich by Napoleon Hill

Think And Grow Rich by Napoleon Hill. Review and Summary by Charelle

In the spirit of re-reading books, a book that was top of the list for a re-read was Think and Grow Rich by Napoleon Hill. Originally written in 1937, this book has sold over 100 million copies worldwide. I would say that makes it either a great book or just shows that there are a lot of people interested in making money.

I originally read the book because it is THE most recommended money making book by millionaires. Napoleon wrote the book after analysing over five hundred exceedingly wealthy men. The idea originated from a discussion with Andrew Carnegie who believed that “the magic formula, which gave him a stupendous fortune, ought to be placed within reach of people who do not have time to investigate how men make money”.

Think and Grow Rich suggests that “riches are not beyond your reach” and that by following the steps in the book anyone can accumulate wealth.

The 13 “steps” listed in the book are:

  • Desire
  • Faith
  • Auto-suggestion
  • Specialized Knowledge
  • Imagination
  • Organized Planning
  • Decision
  • Persistence
  • Power of the Master Mind
  • The Mystery of Sex Transmutation
  • The Subconscious Mind
  • The Brain
  • The Sixth Sense


As the title suggests Napoleon put an emphasis thinking and one’s mind. Some people mistakenly read the title and imagine that they can just think riches into their life. This isn’t what Napoleon was suggested. He clearly says that “wishing will not bring riches”. However, he is clear that you wealth begins in your mind – “If you do not see great riches in your imagination you will never see them in your bank balance”. In fact, he feels that your financial situation, either way, is a result of thought – “poverty and riches are the offspring of thought”.

Ideas play an important role in achieving wealth. Napoleon states that “All achievement, all earned riches, have their beginning in an idea”. The beauty of ideas is that “There is no standard price on ideas”.  In fact, Napoleon argues that the “creator of ideas makes his own price, and, if he is smart gets it”

As mentioned previously, the title is misleading in the sense that becoming rich isn’t about thinking. You will need to take action and you will need to be determined to achieve riches. One way to show your determination to an idea is to “Have one clear desire, commit to it, burn all other bridges”. The idea of burning your bridges and going all in, is on that lots of individuals support. Furthermore, Napoleon focused on you needing to “stand by that desire until you realise it”. The reason so many don’t achieve riches is because they quit. Napoleon believes that “One of the most common causes of defeat is the habit of quitting when one is overtaken by temporary defeat”. It is important to realise that defeat is a part of life. You aren’t going to achieve everything you want first time. You need to remember “when your plans fail that temporary defeat is not permanent failure”. A defeat is only failure if you five you! As Napoleon said:

“A quitter never wins and a winner never quits”


One of the most noted ideas from Think and Grow Richis the idea of the MASTERMIND. Napoleon described a mastermind as the Coordination of knowledge and effort, in a spirit of harmony, between two or more people, for the attainment of a definite purpose”. This idea has been adopted by many successful people and directly ties into the idea of you needing to build a circle/network/group of like-minded people to surround yourself with.

When it comes to money the amount you can make is unlimited. I absolutely agree with Napoleon that “Our limitations are those we set up in our minds”.

Overall, Think and Grow Rich is an interesting read. It is an old book and at times is difficult to read. It is also a very male-centric book. Although there are 13-steps it isn’t a simple how to become book. It is suggested that it is read often and that makes sense. The more you read it, the more it makes sense and every time I have read it I get something new from it.

The important lesson is that your mind has a direct relationship with the wealth you will accumulate and as humans we have two choices: “You either control your mind or it controls you.”

Like what you read? Leave a comment below and why not buy a copy of Think and Grow Rich for yourself?